A: The Cooperative Society is established to promote the welfare of its members through savings, loans, and other financial support services. It aims to improve the economic and social well-being of civil servants.
A: Membership is open to all civil servants who wish to contribute regularly and abide by the rules and regulations of the society. Retired civil servants may also retain membership under special provisions.
A: To apply for a loan, a member must complete the loan application form, meet the minimum savings requirement, and provide the necessary guarantors. Loan approvals are subject to the society’s loan policy and availability of funds.
A: Dividends are distributed annually based on each member’s total contribution and the society’s financial performance. The dividend rate is decided at the Annual General Meeting (AGM) after an audit of the financial records.
pooling resources and sharing risks
We provide secure financial framework for our members
